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In advance, thank you for making time to send a constructive, but clear, message to BOA for inexcusable, unjustified, unprofessional customer service. (Correction.....a total lack of customer service.) You're a good man. If more people took such action in support of what's right and/or acceptable/appropriate then we, as consumers, would all benefit. They make money off our money, and they charge us fees. They're not doing us any favors by taking in our money. We're charged for their services. I hope they see a steep decline in business.